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CRITERIA & QUALIFICATIONS

Radiance Living Communities adheres to The Fair Housing Act. Title VII of the Civil Rights Act of 1968 (Fair Housing Act), as amended, prohibits discrimination in the sale, rental, and financing of dwellings, and in other housing-related transactions, based on race, color, national origin, religion, sex, familial status (including children under the age of 18 living with parents or legal custodians, pregnant women, and people securing custody of children under the age of 18), and handicap disability. The following qualification standards will be required from every prospective resident.
An application must be submitted by each applicant 18 years of age or older, who will be occupying the rental unit. All occupants 18 years old or older must qualify, with the exception of income for students living at home.

NUMBER OF OCCUPANTS:
Maximum number of occupants:
One bedroom - two (2) persons and an infant up to twenty-four (24) months (Including Efficiency and studio apartments)
Two bedroom - four (4) persons and an infant up to twenty-four (24) months
Three bedroom - six (6) persons and an infant up to twenty-four (24) months

CRIMINAL HISTORY:
FELONY, even if serving deferred adjudication or case pending for the following will be DECLINED:
Theft of Property: 10 years from completion of sentence
Damage to Property: 10 years from completion of sentence
Drug Violation: 10 years from completion of sentence
Injury to Persons: No time limit
Violence: No time limit
Sexual Offenses: No time limit
This also includes any terrorism related convictions or charges.

MISDEMEANOR, even if serving deferred adjudication or case pending for the following will be DECLINED:
Theft of Property: 5 years from completion of sentence
Damage to Property: 5 years from completion of sentence
Drug Violation: 5 years from completion of sentence
Injury to Persons: No time limit
Violence: No time limit
Sexual Offenses: No time limit
This also includes any terrorism related convictions or charges.

ANIMALS:
Animals must have proof of current vaccinations, proof of weight when fully grown, and breed documentation. A maximum of two (2) pets are allowed per apartment and each applicant must provide a photograph of each pet. The following breeds and animal types are prohibited and will not be accepted: dog breeds – Pit Bull Terriers, Chows, Doberman, Pinschers, Rottweilers, Huskies, and any other breed generally considered aggressive or deemed aggressive by state or local officials. Other prohibited animals – rodents and ferrets.

CREDIT SCORING:
Credit History will be verified by a third party verification service. A complete credit history from a credit bureau is required. Income plus verified credit history will be entered into a scoring model to determine rental eligibility and security deposit levels. The following deposit requirements and concession stipulations will be applied based on scoring model recommendations:
Accept: Standard Deposit
Review: Standard Deposit plus additional deposit ranging from $250.00 non-refundable fee up to two month's rent additional deposit
Applicants without credit history must provide proof of employment (minimum of six (6) months). Applicants who are residents of foreign countries and do not have a Social Security Number must provide proof of foreign citizenship, written verification of employment, and proof of income (two (2) most recent paycheck stubs.)

INCOME:
Monthly gross income requirement is (3) time the monthly rent amount. If income qualifications cannot be met, a qualified guarantor is acceptable. Income must be verified by one or more of the following:
Employer
Four (4) most recent pay check stubs.
Two (2) most recent bank statements
Previous year tax return and current business license if self-employed
Guarantors may be used for students with insufficient credit or applicants with insufficient income. A guarantor must have income at least six (6) times the monthly market rent verifiable through tax returns, check stubs, etc.; score in the “Accept” category for credit history, minimum employment of one year, and must furnish all necessary information on leasing or mortgage history. If approved, the standard deposit will be accepted.

EMPLOYMENT:
Applicant(s) must:
Have six (6) months consecutive employment with the same U.S. based verifiable employer or in the same industry.

RENTAL HISTORY:
Applicant(s) must:
Have twelve (12) months of favorable rental history verifiable by a valid landlord.
Any one or more of the following characterizes unfavorable rental history:
Two (2) or more late payments in a twelve (12) month period
Two (2) or more NSF's in a twelve (12) month period
Failure to give a proper notice
Failure to repay any apartment debt
Unpaid Eviction
Excessive lease violations

AUTOMATIC DENIAL:
Management will deny applicants that have any of the following:
Unpaid eviction(s)
Housing debt(s) within two (2) years
False Social Security Number
Fact Act Fraud Alerts

CANCELLATIONS:
Application deposits will only be refunded on denied applicants. Deposits will not be returned for cancellations; they will be retained for liquidated damages.

I/We have read and understand the Rental Requirements and qualifications above. I/We agree to all terms and conditions stated above.

By choosing "I Agree" and continuing to the application, you acknowledge that you have read and understand all of the above information.



Please choose "I Agree" to continue to the application.



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